California Bankruptcy Lawyers Counsel Distressed Debtors

Skilled attorneys help clients in the Chico area find debt relief

Filing for bankruptcy is an important decision that has significant implications for your life. But when mounting debt begins to feel unmanageable, bankruptcy is a legal option that can provide relief. At Power Law P.C., our attorneys help clients in the Chico area and throughout California decide whether filing for bankruptcy is the most effective way for them to take control of their debt.

California negotiators offer debt relief options

Bankruptcy is not your only option. Our experienced negotiators often work with creditors to develop out-of-court solutions that avoid bankruptcy. Frequently, we can negotiate a smaller debt amount payable in more manageable monthly installments.

Proven advocates provide debt analysis

We assist people with overwhelming debts. We analyze your case to determine if bankruptcy will advance your immediate and long-term financial goals. We review your debts, income and expenses, and explain the full effects of bankruptcy on your family, business, homeownership and access to credit. If bankruptcy is the right choice, our attorneys provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future.

Experienced counselors explain your bankruptcy options

The U.S. Bankruptcy Code provides relief for businesses and consumers. Each has different eligibility requirements and different advantages in particular situations. Filing a bankruptcy petition automatically triggers an automatic stay, meaning creditors must immediately stop collections letters and phone calls. Our attorneys correspond with your creditors from the moment you file for bankruptcy and act entirely on your behalf.

The most common forms of bankruptcy are:

  • Chapter 7 bankruptcy — For individuals and their spouses who own fewer assets and earn smaller incomes, Chapter 7 bankruptcy grants you relief from debts through liquidation of your assets.
  • Chapter 11 bankruptcy — For corporations, partnerships and sole proprietorships, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan.
  • Chapter 13 bankruptcy — An option for families facing foreclosure or whose incomes are higher, Chapter 13 bankruptcy permits you to pay off debts under a court-ordered installment plan extending three to five years. This option provides numerous advantages, including the possibility of keeping your home.

If bankruptcy is the right choice for you, we stay at your side, guiding you through the process from start to finish.

Contact an experienced California bankruptcy attorney

Take your first steps toward debt relief today. Call Power Law P.C. at 530-576-5740 or contact us online to schedule your free bankruptcy consultation at our Chico office.

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Reviews & Ratings

  • 5.0/5.0

    A very smart attorney I want always on my corner. She is down to earth and very real with you. She can think outside the box which is why she is so good. She was a great help to my uncle and would highly recommend her!

    — Client

  • 5.0/5.0

    As a real estate professional, I have a "tool belt" full of professionals I can rely on. Stacie Power is the real estate attorney in that tool belt. She demonstrates integrity and tenacity for her clients. If you or someone you know are in ...
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    — Client

  • 5.0/5.0

    I really enjoyed working with Stacie, she assisted us in our Corporation set up as well as some Real Estate transactions. She is professional and excellent at what she does.

    — Client

  • 5.0/5.0

    My family hired Stacie in a recent dispute over Real Estate liens. We had previously used a different lawyer that stated he was in the business for 30 years and could handle our situation. For 2 months this lawyer stated that he new what he...
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    — Client

  • 5.0/5.0

    Power Law has been a key element of my business. From counsel on contracts, business entities and general legal matters to quality representation in litigation, she has been invaluable. Would highly recommend Power Law.

    — Client