California Bankruptcy Lawyers Counsel Distressed Debtors

Skilled attorneys help clients in the Chico area find debt relief

Filing for bankruptcy is an important decision that has significant implications for your life. But when mounting debt begins to feel unmanageable, bankruptcy is a legal option that can provide relief. At Power Law P.C., our attorneys help clients in the Chico area and throughout California decide whether filing for bankruptcy is the most effective way for them to take control of their debt.

California negotiators offer debt relief options

Bankruptcy is not your only option. Our experienced negotiators often work with creditors to develop out-of-court solutions that avoid bankruptcy. Frequently, we can negotiate a smaller debt amount payable in more manageable monthly installments.

Proven advocates provide debt analysis

We assist people with overwhelming debts. We analyze your case to determine if bankruptcy will advance your immediate and long-term financial goals. We review your debts, income and expenses, and explain the full effects of bankruptcy on your family, business, homeownership and access to credit. If bankruptcy is the right choice, our attorneys provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future.

Experienced counselors explain your bankruptcy options

The U.S. Bankruptcy Code provides relief for businesses and consumers. Each has different eligibility requirements and different advantages in particular situations. Filing a bankruptcy petition automatically triggers an automatic stay, meaning creditors must immediately stop collections letters and phone calls. Our attorneys correspond with your creditors from the moment you file for bankruptcy and act entirely on your behalf.

The most common forms of bankruptcy are:

  • Chapter 7 bankruptcy — For individuals and their spouses who own fewer assets and earn smaller incomes, Chapter 7 bankruptcy grants you relief from debts through liquidation of your assets.
  • Chapter 11 bankruptcy — For corporations, partnerships and sole proprietorships, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan.
  • Chapter 13 bankruptcy — An option for families facing foreclosure or whose incomes are higher, Chapter 13 bankruptcy permits you to pay off debts under a court-ordered installment plan extending three to five years. This option provides numerous advantages, including the possibility of keeping your home.

If bankruptcy is the right choice for you, we stay at your side, guiding you through the process from start to finish.

Contact an experienced California bankruptcy attorney

Take your first steps toward debt relief today. Call Power Law P.C. at 530-384-3802 or contact us online to schedule your free bankruptcy consultation at our Chico office.

Contact Us

Please fill out the form below and one of our attorneys will contact you.

!
!
!

Office Location

Reviews & Ratings

  • 5.0/5.0

    My family hired Stacie in a recent dispute over Real Estate liens. We had previously used a different lawyer that stated he was in the business for 30 years and could handle our situation. For 2 months this lawyer stated that he new what he...
    Read More

    — Client

  • 5.0/5.0

    Stacie is a lawyer to the core. I call her a lawyers lawyer. Her depth of knowledge and experience is awesome and I am very happy to know her.

    — Client

  • 5.0/5.0

    Working with this lawyer was amazing she took care of everything I could ask for and more if I ever need a lawyer again she will be my go to lawyer.

    — Client

  • 5.0/5.0

    Stacie is a reliable and dependable lawyer. Who is great at communicating, and genuine and upfront about the entire process. I highly recommend her and will continue to not only do business with her but refer to others as well!

    — Client

  • 5.0/5.0

    Stacie has been has been great for us for all of our rental needs and issues. She has extensive real estate knowledge and is very easy to work with. We would definitely recommend her.

    — Client